You’ve just set off on holiday with a watertight budget, every meal, cocktail and souvenir accounted for in a campaign to avoid the dreaded overdraft. Then you step off the plane and are drawn into a vortex of unforeseen charges that threaten to destroy your bank account. Sound familiar? Here’s how to avoid surprise expenses abroad…
- For starters – turn off data roaming! Otherwise you could end up using an overseas network without even realising it.
- Take advantage of free wi-fi at your hotel or in local cafes to browse the internet or video call people at home. Skype is a great alternative to overseas phone calls!
- If you have an unlocked phone and are away for a longer period of time, it may be worth buying a local SIM card. You are then free to use your phone as you would at home.
- If you’re on a short trip or an all-inclusive holiday and don’t plan on spending a lot of money, take all your money in cash to avoid card charges. Just be sure to keep an eye on your purse!
- Side-step ATM fees by signing up for a prepaid cashcard, which you load money onto before you travel. Withdrawing cash from an ATM still costs, but you can pay by card free of charge.
Currency exchange charges
- Never exchange money at the airport – it may seem convenient but they offer the worst exchange rates around. Avoid train stations and hotels too, if possible.
- Instead, head for an exchange bureau, bank or post office to get the best rates.
Read more: Where To Get the Most For Your Money In 2014
By Kate Moxon - Fee-dodger at icelolly.com
Published on 16th March 2016
Published on 12th February 2016
Published on 22nd April 2016