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Generally, travel gadget insurance protects you against the following:
Most standard gadget insurance policies cover the following items:
Gadget travel insurance policies usually cover a maximum number of gadgets. For example, 3 gadgets up to a value of £1,000; 5 gadgets up to a value of £2,000; 7 gadgets up to a value of £3,000. However, the cover provided will differ between insurers so be sure to shop around for a policy that works for you.
Most standard gadget travel insurance policies have the following exclusions or stipulations:
The easiest way to save on gadget insurance is to only take essential gadgets with you. The fewer gadgets you need to insure, the lower your insurance premium.
However, the cheapest option available may not always be your best option: you will likely have a lower level of cover and excess you’ll have to pay to make a claim is likely to be expensive. Likewise, be wary of relying on policies that come with your bank accounts as they may not provide suitable cover.
To get the best deal on your gadget travel insurance, be sure to compare a wide range of insurers using icelolly.com.
Take extra care and protect your gadgets with these handy safety tips.
To make a claim on your gadget travel insurance while you are away, call the hotline provided by your insurer.
Make sure you take a digital (via email) or hard copy of your policy with you. If your gadget has been stolen, it’s likely you will need a police report before you make a claim.
In the event you lose a device containing tickets (for example, plane or train tickets), contact your travel provider for a hard copy.
Looking for something else? At icelolly.com, we can help you compare a range of cheap travel insurance policies to offer you peace of mind while away on holiday.
The icelolly.com travel insurance comparison site is operated by CYTI Limited. Registered in England (company number: 07368288). CYTI Limited are authorised and regulated by the Financial Conduct Authority (firm reference number: 594298).
The cost of gadget insurance varies depending on the type of policy you take out, and the number of gadgets you wish to insure.
Some gadget cover policies may provide UK cover. In some cases, standard home insurance also provides a level of protection.
Without proof of purchase, you will not be able to make a claim on your policy.